Privacy Policy
Privacy Policy
Last Updated: March 2025
1. Introduction
Oceanic Wealth ("we," "our," "us") values your privacy and is committed to protecting your personal data. This Privacy Policy outlines how we collect, use, disclose, and protect information gathered through our website and services. By accessing our website or using our services, you accept and agree to be bound by this Privacy Policy.
2. Information We Collect
We may collect the following types of personal and non-personal information:
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Personal Information: Name, email address, phone number, mailing address, date of birth, financial information, and other data necessary for providing wealth management services.
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Account Information: Usernames, passwords, and account preferences.
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Transactional Information: Details of financial transactions, investment preferences, and related data.
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Technical Data: IP address, browser type, device information, operating system, and other analytics related to your use of our website.
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Cookies and Tracking Technologies: We may use cookies and similar tracking technologies to enhance user experience and improve our services.
3. How We Use Your Information
We use collected information for the following purposes:
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To provide and manage wealth management services.
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To verify user identity and prevent fraud.
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To comply with regulatory and legal requirements.
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To communicate with clients regarding services, updates, and inquiries.
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To analyze and improve our website, offerings, and security.
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To market our services, subject to your consent where required.
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To fulfill our contractual obligations with clients.
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To provide customer support and respond to inquiries.
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To monitor and enforce compliance with legal and regulatory requirements.
4. Information Sharing and Disclosure
We do not sell or rent your personal information. However, we may share your data under the following circumstances:
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With Service Providers: Third-party vendors assisting with IT, security, legal compliance, analytics, and financial processing.
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With Affiliates: Other entities under common ownership for business operations and compliance.
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With Legal and Regulatory Authorities: When required by law, regulatory obligations, or to protect our legal rights.
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With Business Partners: In connection with potential mergers, acquisitions, or business transactions.
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With Financial Institutions: As required to facilitate transactions and manage investments.
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With Auditors and Compliance Officers: For risk management, auditing, and legal compliance.
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With Authorized Third Parties: When explicitly directed by you or when necessary for service fulfillment.
5. Data Security
We implement appropriate security measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction. These measures include encryption, access controls, and secure data storage. However, no data transmission over the internet can be guaranteed as 100% secure. While we take reasonable steps to protect your information, you acknowledge that providing personal data online carries inherent risks.
6. Your Rights and Choices
Depending on your jurisdiction, you may have the following rights regarding your personal data:
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The right to access, update, or delete your information.
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The right to opt out of certain data processing activities.
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The right to withdraw consent for marketing communications.
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The right to request a copy of your data in a portable format.
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The right to restrict processing of your data under certain circumstances.
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The right to file a complaint with a regulatory authority.
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The right to object to automated decision-making and profiling.
To exercise these rights, please contact us at info@oceanicwealth.ai.
7. Cookies and Tracking Technologies
We use cookies and similar technologies to enhance user experience, analyze website traffic, and improve services. By using our website, you consent to the use of cookies. You may modify your browser settings to decline cookies; however, doing so may limit website functionality.
8. Retention of Information
We retain personal information only as long as necessary for business, legal, and regulatory purposes. When no longer required, we securely delete, anonymize, or archive the data in accordance with applicable laws and internal policies.
9. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices, security, or content of external websites. Users should review third-party privacy policies before providing personal information.
10. International Data Transfers
As we operate in the Caribbean, your personal data may be processed and stored outside of your country of residence. By using our website, you consent to the transfer of your information to jurisdictions where data protection laws may differ from your local laws. When applicable, we implement safeguards such as standard contractual clauses to ensure adequate protection of personal data.
11. Children’s Privacy
Our services are not intended for individuals under the age of 18, and we do not knowingly collect personal information from minors. If we become aware that a minor has provided personal data, we will take steps to remove such data.
12. Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated revision date. If we make material changes, we will notify users through the website or other appropriate channels. Your continued use of our services constitutes acceptance of the revised policy.
13. Compliance with Laws
We comply with applicable data protection regulations, including but not limited to the General Data Protection Regulation (GDPR) where relevant, and any Caribbean regulatory frameworks governing data privacy and financial transactions.
14. Contact Information
If you have any questions or concerns regarding this Privacy Policy, please contact us:
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Email: info@oceanicwealth.ai
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Mailing Address: PO Box PW5195, Katouche, The Valley, Anguilla, AI-2640