Terms of Use

Terms of Use

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Last Updated: March 2025

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1. Acceptance of Terms

By accessing and using the Oceanic Wealth website ("Site"), you agree to comply with and be bound by these Terms of Use ("Terms"). If you do not agree with these Terms, please refrain from using our Site.

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2. Services Provided

Oceanic Wealth ("the Firm") is a wealth management company headquartered in Anguilla, providing financial advisory and asset management services to clients across the Caribbean region. The content on this Site is for informational purposes only and does not constitute an offer to sell or a solicitation to buy any financial products or services.

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3. Use of Site

You agree to use the Site for lawful purposes only. You shall not engage in any conduct that may:

• Violate any applicable laws or regulations.

• Infringe upon the rights of Oceanic Wealth or third parties.

• Disrupt or interfere with the Site's functionality.

• Attempt to gain unauthorized access to any part of the Site or Oceanic Wealth’s secured systems.​

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4. Intellectual Property Rights

All content on the Site, including text, graphics, logos, and images, is the property of Oceanic Wealth or its content suppliers and is protected by intellectual property laws. Unauthorized use of any content may violate copyright, trademark, and other laws. Users may not reproduce, distribute, or modify any content without prior written consent from Oceanic Wealth.

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5. No Investment Advice or Offer

The information on this Site is provided for general informational purposes only and should not be considered investment, financial, legal, tax, or accounting advice. No material on this Site constitutes a solicitation, offer, or recommendation to buy or sell any financial product or engage in any financial transaction. Clients should consult with a professional advisor before making any financial decisions.

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6. Investment Risks

All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results. The Firm does not guarantee any particular investment outcome, and all investment decisions are made at the user’s own risk. Investors should be aware that financial markets can be volatile, and economic conditions can affect investment returns.

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7. Limitation of Liability

Oceanic Wealth shall not be liable for any damages arising from your use of the Site, including but not limited to direct, indirect, incidental, punitive, and consequential damages. The Firm shall not be responsible for any losses incurred due to reliance on the information provided or the unavailability of the Site.

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8. Third-Party Links and Services

The Site may contain links to third-party websites for your convenience. Oceanic Wealth does not endorse or assume responsibility for the content or practices of these third-party sites. Users should review the terms and privacy policies of any linked websites before engaging with them.

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9. Privacy and Data Protection

Your use of the Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information. By using this Site, you consent to the processing of your data as described in our Privacy Policy.

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10. Security and Account Access

Users are responsible for maintaining the confidentiality of any account credentials and agree to notify Oceanic Wealth immediately of any unauthorized access or use of their accounts. The Firm reserves the right to terminate or suspend accounts if suspicious activity is detected.

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11. User Submissions and Communications

Any materials, suggestions, feedback, ideas, or other submissions ("Submissions") provided to Oceanic Wealth through this Site, email, or other communication channels shall be deemed non-confidential and non-proprietary. By providing Submissions, you grant Oceanic Wealth a worldwide, perpetual, irrevocable, royalty-free license to use, reproduce, modify, publish, translate, distribute, and display such Submissions without restriction.

You agree that:

• You will not submit any material that is unlawful, defamatory, obscene, threatening, or otherwise inappropriate.

• You will not impersonate another individual or misrepresent your identity.

• Oceanic Wealth reserves the right to remove or modify any Submissions at its sole discretion.​

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12. Modifications to Terms

Oceanic Wealth reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting. Your continued use of the Site constitutes acceptance of the revised Terms.

 

13. Governing Law and Jurisdiction

These Terms are governed by the laws of Anguilla, without regard to its conflict of law principles. Any disputes arising from the use of this Site shall be resolved in the courts of Anguilla.

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14. Indemnification

You agree to indemnify, defend, and hold harmless Oceanic Wealth, its affiliates, and their respective officers, directors, employees, agents, licensors, and suppliers from and against all losses, expenses, damages, and costs, including reasonable attorneys’ fees, resulting from any violation of these Terms or any activity related to your use of the Site.

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15. Termination

Oceanic Wealth reserves the right to terminate your access to the Site without notice if you violate these Terms or for any other reason deemed appropriate by the Firm. Continued use of the Site after termination is strictly prohibited.

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16. Contact Information

For any questions regarding these Terms, please contact us at:

• Email: info@oceanicwealth.ai

• Mailing Address: PO Box PW5195, Katouche, The Valley, Anguilla, AI-2640